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SME Asset Products
IFIC - Shilpo Sohay
IFIC - Prantonari
(Women Entrepreneur's Loan)
IFIC - Protyasha (Women Entrepreneur's Loan)
Commercial House Building Loan
Transport Loan
Working Capital Loan
Easy Commercial Loan
Contractor's Loan
Bidder's Loan
SME Liability Products
Monthly Income Scheme - Arjon
Monthly Savings Scheme - Joma
IFIC Green Earth
Easy Commercial Loan
Business enterprises (other than public limited company) against pledge of financial instruments i.e. FDR, MIS, PSS Account, ICB Unit Certificate, WEDB, NFCD, Share Certificates & any other Govt. security eligible for credit facilities.
Interest Rate
Lending against Fixed Deposit (FD) of IFIC Bank (All FD/FD scheme) - FD Rate + 2.00%.
Lending against other Financial Obligation (Pension Saving Scheme/Govt. approved securities/ICB Unit certificate/WEDB/ NFCD/Share) - FO Rate + 3.00% (Min. 12.00%)
Loan period:
Maximum 12(Twelve) month (Renewable)
Shortest possible processing time & least formalities
Repayment method
Lump sum within validity
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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Please feel free to contact your nearest IFIC Bank Branch
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