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SME Asset Products
IFIC - Shilpo Sohay
IFIC - Prantonari
(Women Entrepreneur's Loan)
IFIC - Protyasha (Women Entrepreneur's Loan)
Commercial House Building Loan
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Monthly Income Scheme - Arjon
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IFIC Green Earth
Loan for Women Entrepreneurs
Any business purpose loan for business enterprises (other than Public Limited Company) incorporated in Bangladesh own and run by women entrepreneurs (at least 51% share of a business hold by women), engaged in manufacturing/ trading/ service business having minimum 2 (two) years successful business experience in the same line of business.
Women entrepreneurs must have legal entity.
They must have two years successful experience in the same line of business.
Monthly cash flow to support proposed loan repayment.
Nature of Loan
Term Loan/ Over Draft/ Demand Loan
Loan Limit
Up to Tk.25,00,000/- collateral free*
Above Tk.25,00,000/-up to Tk. 50,00,000/- with collateral.
Loan Period
Maximum 60 (sixty) months for Term Loan.
Maximum 12 (twelve) months for Over Draft
03 (three) months to 06 (six) months on the basis of business nature for Demand loan
Grace Period
03 (three) months to 06 (six) months on the basis of business nature.
Interest Rate
@ 9.00% p.a. with quarterly rest, (as directed by Bangladesh Bank subject to availability of refinance).
By equal monthly installment (EMI) effective from completion of grace period for Term Loan.
Over Draft to be adjusted within the validity or renewable in revolving nature.
Demand Loan to be adjusted within the validity.
*Condition applies
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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