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Statement of Revised Rates of Interest *
(Per annum percentage)
Deposits Rate Effective Date: 01.01.2017
Name of Products Interest Rate
AAMAR Account Less than or equal to tk. 5,000: 0.00%
Tk. 5,001 to Tk. 50,000: 2.50%
Tk. 50,001 to Tk. 100,000: 3.50%
Above Tk. 100,000: 4.00%
Savings Account Any Balance: 4.00%
Smart Savings Account 3.00%
Super Saving Plus-More Money Below Tk. 1.00 Lac: 3.50%
Tk 1.00 lac & above but less than 2.00 lac : 3.75%
Tk 2.00 Lac & Above: 4.00%
Current Account Nil
Duronta Student Savings Account 4.00%
Sanchita - Female Savings Account 4.00%
Payroll Savings Account 4.00% (Discontinued)
Fixed Deposit Receipt (FDR) 1 Month - 4.00%
3 Months - 5.00%
6 Months - 5.25%
1 Year:
i. Less than Tk. 20 Crore - 5.50%
ii. Tk. 20 Crore and above - 6.00%
Special Notice Deposit (SND) Less than Tk. 1.00 crore: 2.00%
Tk. 1.00 crore and above but less than Tk. 25.00 crore: 3.00%
Tk. 25.00 crore and above but less than Tk. 50.00 crore: 3.00%
Tk. 50.00 crore and above but less than Tk. 100.00 crore: 3.00%
Tk. 100.00 crore and above: 4.00%
Pension Savings Scheme (PSS) 7.00%
PSS- Joma 7.00%
School Savings Plan A Plus 7.00%
Freedom Flexi DPS 7.00%
Monthly Income Scheme - Protimash 3 Year : 6.50%
Monthly Income Scheme - Arjon 3 Year : 6.00%
Three Years Deposit Plus (3YDP) Discontinued
Double Return Deposit Scheme (DRDS) 10 years (Effective rate 7.18%)
Millionaire Dream Plan (MDP) 7.50%
Term Monthly Instalment Payable at maturity
4 Years 18,100.00 1,000,108.00
5 Years 13,990.00 1,000,659.00
7 Years 9,310.00 1,000,529.00
10 Years 5,850.00 1,000,290.00
* Rates are subject to change from time to time. Please see the circulars given below.
Circular - 34 Effective Date: 11.08.2016
Circular - 32 Effective Date: 11.08.2016
Circular - 24 Effective Date: 13.06.2016
Circular - 14 Effective Date: 12.04.2016
Circular - 07 (Continuation) Effective Date: 13.03.2016
Circular - 10 Effective Date: 13.03.2016
Circular - 09 Effective Date: 13.03.2016
Circular - 07 Effective Date: 13.03.2016
Circular - 05 Revision of Rate of Interest on Lending.doc Effective Date: 09.02.2016
Bank's Mission
Our Mission is to provide service to our clients with the help of a skilled and dedicated workforce whose creative talents, innovative actions and competitive edge make our position unique in giving quality service to all institutions and individuals that we care for.
We are committed to the welfare and economic prosperity of the people and the community, for we derive from them our inspiration and drive for onward progress to prosperity.
Bank's Vision
At IFIC, we want to be the preferred financial service provider through innovative, sustainable and inclusive growth and deliver the best in class value to all stakeholders.
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