Retail Banking is mass- banking facility for individual customers to avail banking services directly from our wide branch net work all over the country. We provide one-stop financial services to all individual customers through our innovative products & services to cater their need. With a view to provide faster and more convenient centralized online banking services, most of our branches have been brought under the real time online banking system.
IFIC Bank offers a wide variety of deposit products, loan product & value added services to suit your banking requirements. Products and services for individual customer include: Consumer Finance, Deposit Product, Card, NRB Account, Student File, SMS Banking etc.
Consumer Finance
Loans and Overdrafts for all your financial needs.
Personal Loans at competitive rates Apply for a personal loan from IFIC and take advan- tage of highly competitive interest rates on a reducing balance.
We are offering Foreign Currency Account in USD/GBP/EURO for NRBs.
Foreign Currency A/C Foreign Currency can be remitted by the Nationals of Bangladesh living abroad earned by them as wage earners or from other sources.
Authorized Dealer Branches issue Draft for: Tuition Fees, Living Expense
Student File Service Remittance of Foreign Exchange for Bangladeshi student going abroad for education purpose in regular courses in recognized educational institutions.
Personal Loans at competitive rates 
IFIC Pension Savings Scheme 
IFIC Credit Card 
Foreign Currency A/C 
SMS Banking 
