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IFIC Green Earth
IFIC-শিল্প সহায়
Loan for Cottage & Micro Enterprise
Loan product for any Bangladeshi potential entrepreneures or group of entrepreneures (maximum 05) who has the business of Cottage & Micro Enterprise i,e, Pottery, Cane & Bamboo, Handloom, Goldsmith, Handicrafts, Jewellery and other manufacturing, service & trading business and has minimum 01 (one) years business experience in particular activity or line of cottage & micro sized business.
Entrepreneurs must be full time involved in the business.
Entrepreneurs must be a permanent resident in his/her business area.
Monthly cash flow to support loan repayment.
Nature of Loan
Term Loan.
Loan Limit
Maximum Tk.50.00 thousand for individually operated cottage enterprise.
Maximum Tk.3.00 lac for individually operated micro enterprise.
Maximum Tk.2.50 lac for group lending in case of cottage enterprise.
Tenor of Loan
Maximum 60 (Sixty) months.
Grace Period
Maximum three months on the basis of business nature.
Third party personal guaranty as acceptable to bank.
Equal Monthly Installment (EMI).
*Condition applies.
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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