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SME BANKING
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IFIC - KRISHI SHILPO
IFIC - Shilpo Sohay
IFIC - Prantonari
(Women Entrepreneur's Loan)
IFIC - Protyasha (Women Entrepreneur's Loan)
Commercial House Building Loan
Transport Loan
Working Capital Loan
Easy Commercial Loan
Contractor's Loan
Bidder's Loan
SME Liability Products
Monthly Income Scheme - Arjon
Monthly Savings Scheme - Joma
IFIC Green Earth
SME Banking
The growth of Cottage, Micro, Small and Medium enterprises (CMSMEs) in terms of size and number has a multiple impact on the national economy, such as employment generation, GDP growth, and poverty alleviation in Bangladesh. At present, the CMSME sector is playing a vital role in creation of a new generation of entrepreneurs and 'Entrepreneurs Culture' in the country. Experience shows that the borrowers of Cottage & Micro enterprise sector prefer collateral free loan since normally they cannot offer cash/collateral security to cover the exposure.

To facilitate the CMSME sector of the country, IFIC Bank provides collateral free credit facilities to the CMSMEs across the country whose access to traditional credit facilities are very limited. We offer different products for selected target customers, such as - IFIC-Shilpo Sohay for cottage & Micro Enterprises, IFIC-Krishi Shilpo for Agro based Industries, IFIC-Prantonari & Protyasha for women entrepreneurs and other credit facilities for commercial purpose of business.
Application Form
Bengali Loan Application Form for Cottage, Micro & Small Enterprise Financing
SME Term Loan Application Form
Application Form
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