IFIC - Aamar Suborno Gram

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IFIC - Aamar Suborno Gram

IFIC Bank has introduced Agriculture friendly credit products in 2006 to fulfill the need of the producer and farmer as per directives of Bangladesh Bank. Therefore, some of the existing agriculture product can be merged for better marketing and sales as these are in same line of agricultural activities. The approach to merger similar types of loans under a single Product Program Guide is required to give more and specific focus on customers need as well as excellence of service.

A.Crops:

To meet the financial requirement for cultivation of different crops, vegetables, fruits fruit Orchard, flowers spices and other crops as prescribed by Bangladesh Bank in Agricultural & Rural Credit Policy and Program at least 2 (Two) years experience are eligible to this loan.

Nature of the Loan

  • Short term General loan/Overdrft

Loan Size

  • Maximum Tk. 20.00 Lac. ( with collateral)
  • Fruit Orchard Tk. 3.00 Lac ( without collateral)
  • Other Tk. 2.00 Lac  ( without collateral)

Loan Period

  • Maximum 12 (Twelve) Months

A.Crops:

To meet the financial requirement for cultivation of different crops, vegetables, fruits fruit Orchard, flowers spices and other crops as prescribed by Bangladesh Bank in Agricultural & Rural Credit Policy and Program at least 2 (Two) years experience are eligible to this loan.

Repayment

  • Revolving /at one go within the validity or as per acceptable time

B. Fisheries:

Individual/Proprietorship/Partnership firm, Private Limited Company registered with registrar of joint Stock Companies and Firms at least 2 (Two) years experience are eligible to this loan.

Nature of the Loan

  • Term Loan/ Overdraft

Loan Size

  • Maximum Tk. 20.00 Lac.  ( with collateral)
  • Maximum Tk.   2.00 Lac.  ( without collateral)

Loan Period

  • Maximum 12 (Twelve) Months

Repayment

  • EMI/at one go within the validity or as per acceptable time

C. Live Stock:

To meet financial requirement to establish/ expansion of Mini Dairy & Dairy Farm, Beef Fattening, Poultry farm, Apiculture etc. are eligible to this loan.

Nature of the Loan

  • Term Loan/Overdrft

Loan Size

  • Maximum Tk. 40.00 Lac. ( with collateral)
  • Maximum Tk.   5.00 Lac.  ( without collateral)

Loan Period

  • Maximum 12 (Twelve) Months

Repayment

  • EMI/at one go within the validity or as per the acceptable time