IFIC Aamar Account (Individual)

IFIC Aamar Account (Individual)

IFIC Aamar Account

It is a unique transactional account where you can avail both Deposit and Loan facilities. This is a first of its kind account in Bangladesh; which reduces your account operation cost with lots of attractive benefits.

Features

  • Interest bearing current account for all types of individual customer
  • Deposit and Loan (Overdraft) facility is available against a single account
  • Slab wise attractive interest rate – Earn more as your Saving’s grow
  • Interest is calculated daily and paid monthly.
  • Same Card can serve the purpose of Debit & Credit card.
  • Easy cash withdrawal facility from 13000+ ATMs around the Country.
  • Dual currency facility of debit card.
  • Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
  • Unlimited number of transactions can be conducted in account Overdraft facility is given to credit worthy individuals upon necessary credit assessment Features of Overdraft for "AAMAR Account"
  • Alternative to Credit Card facility
  • Low Interest Rate (Almost one third of conventional Credit Cards)
  • No hidden charges.

 

Mandatory Documents:

  • Photo of Applicant - 2 copies.
  • Copy of National ID/Smart ID of the Applicant.
  • If NID /Smart ID is not available, introducer is mandatory and account can be opened by using applicant’s any of these documents (verified by original copy).
    • Passport
    • Birth Certificate
    • Driving License
    • Employee ID
  • Letter of Introduction from the company (For Payroll Customers only)

Optional Document:

  • Copy of TIN (if available)
  • Proof of source of fund
  • Proof of business

Nominee:

In case of nominee (not mandatory):

  • 1 copy of photo
  • Photocopy of any ID
  • Legal guardian’s Photo ID and Photograph (If nominee is minor)

For Joint Account:

  • All mandatory documents, mentioned above, are required for each customer of the joint account

Additional Documents required for overdraft facility:

  • Copy of TIN
  • Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
  • Salary certificate/ Letter of Introduction is required for all salaried customer other than IFIC payroll
  • Copy of Trade License (Only for Businessman Category)