Limits and Features

Limits and Features


  • Balance Enquiry
  • Free Cash withdrawal in any ATM Across the country
  • Free Purchase at any Merchant Location
  • Free Online Transactions in any website with One-Time Password Facilities
  • PIN Change
  • Mobile Top-up
  • Mini statement
  • SMS alert for all transactions
  • 5 Years Validity


Content Value
Maximum No. of ATM Transactions 5/Day
Maximum Withdrawal Amount through ATMs (both Local & Abroad) BDT 100000/Day or Equivalent
Online Transactions in Bangladesh BDT 200000/Day
Online Transactions Outside Bangladesh USD 300/Day
Maximum No of Online Transaction 10/Day
Maximum No of Purchase Transaction 20/Day
Maximum Purchase Limit BDT 300000/Day or Equivalent


Never Share:

  • PIN Number of Card, PIN and IFIC Aamar Bank
  • Card Number
  • Expiry Date
  • CVV/ CVC
  • One Time Password (OTP)

Please note that IFIC will never ask for the above information

Any information Related to your IFIC Account/ Digital Channel/Cards/IVT to anywhere, other than 16255. IFIC will never call you from any other number

Enjoy system-assisted Services

When in queue, priority in landing calls

Always Use:

  • Registered Mobile Number and Email address for communicating with Banks
  • Dial only 16255/ +8809666716255 for banking assistance
  • IFIC Bank will be calling from 16255 for banking assistance

Be Careful:

IFIC Bank will always communicate through “IFIC Bank” for SMS and domain for emails.