IFIC Aamar Account

It is a unique transactional account where you can avail both Deposit and Loan facilities. This is a first of its kind account in Bangladesh; which reduces your account operation cost with lots of attractive benefits.

Features of "AAMAR Account"

Features

• Deposit and Loan (Overdraft) facility is available against a single account
• Slab wise attractive interest rate – Earn more as your Saving’s grow
• Interest is calculated daily and paid monthly.
• Same Card can serve the purpose of Debit & Credit card.
• Free Debit card use to any ATM booth for cash withdrawal **
• Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
• Unlimited number of transactions can be conducted in account Overdraft facility is given to credit worthy individuals upon necessary credit assessment Features of Overdraft for "AAMAR Account"
• Alternative to Credit Card facility
• Low Interest Rate (Almost one third of conventional Credit Cards)
• No hidden charges.

Documents Required for Opening "AAMAR Account" (Only for Deposit):

• Photo of Applicant - 3 copies
• Photo of Nominee - 1 copy
• Copy of National ID of the Applicant
• Copy of address proof document (Utility Bill)
• Letter of Introduction from the company (For Payroll Customers only)

Additional Documents required for Overdraft facility:

• Photo of Applicant – 1 copy
• Copy of TIN
• Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
• Salary certificate/ Letter of Introduction is required for all salaried customer other than IFIC payroll
• Copy of Trade License (Only for Businessman Category)

** Terms and Conditions for Aamar Card

• The offer is available only through NPSB networks
• First Four Transaction in a month from ATM Booth is Free, From Fifth transaction charges will be deducted
• Offer will be valid only if the minimum account balance is 25000 BDT after transaction.