IFIC Aamar Account
IFIC Aamar Account
It is a unique transactional account where you can avail both Deposit and Loan facilities. This is a first of its kind account in Bangladesh; which reduces your account operation cost with lots of attractive benefits.
Features of "AAMAR Account"
Features
- Deposit and Loan (Overdraft) facility is available against a single account
- Slab wise attractive interest rate – Earn more as your Saving’s grow
- Interest is calculated daily and paid monthly.
- Same Card can serve the purpose of Debit & Credit card.
- Free Debit card use to any ATM booth for cash withdrawal **
- Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
- Unlimited number of transactions can be conducted in account Overdraft facility is given to credit worthy individuals upon necessary credit assessment Features of Overdraft for "AAMAR Account"
- Alternative to Credit Card facility
- Low Interest Rate (Almost one third of conventional Credit Cards)
- No hidden charges.
Documents Required for Opening "AAMAR Account" (Only for Deposit):
- Photo of Applicant - 3 copies
- Photo of Nominee - 1 copy
- Copy of National ID of the Applicant
- Copy of address proof document (Utility Bill)
- Letter of Introduction from the company (For Payroll Customers only)
Additional Documents required for Overdraft facility:
- Photo of Applicant – 1 copy
- Copy of TIN
- Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
- Salary certificate/ Letter of Introduction is required for all salaried customer other than IFIC payroll
- Copy of Trade License (Only for Businessman Category)
** Terms and Conditions for Aamar Card
- The offer is available only through NPSB networks
- First Four Transaction in a month from ATM Booth is Free, From Fifth transaction charges will be deducted
- Offer will be valid only if the minimum account balance is 25000 BDT after transaction.
