IFIC Aamar Account

It is a unique transactional account where you can avail both Deposit and Loan facilities. This is a first of its kind account in Bangladesh; which reduces your account operation cost with lots of attractive benefits.

Features

• Interest bearing current account for all types of individual customer
• Deposit and Loan (Overdraft) facility is available against a single account
• Slab wise attractive interest rate – Earn more as your Saving’s grow
• Interest is calculated daily and paid monthly.
• Same Card can serve the purpose of Debit & Credit card.
• Easy cash withdrawal facility from all Bank's ATM throughout the country.
• Dual currency facility of debit card.
• Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
• Unlimited number of transactions can be conducted in account Overdraft facility is given to credit worthy individuals upon necessary credit assessment Features of Overdraft for "AAMAR Account"
• Alternative to Credit Card facility
• Low Interest Rate (Almost one third of conventional Credit Cards)
• No hidden charges.

 

Mandatory Documents:

• Photo of Applicant - 2 copies.
• Copy of National ID/Smart ID of the Applicant.
• If NID /Smart ID is not available, introducer is mandatory and account can be opened by using applicant’s any of these documents (verified by original copy).
  • Passport
  • Birth Certificate
  • Driving License
  • Employee ID

• Letter of Introduction from the company (For Payroll Customers only)

Optional Document:

• Copy of TIN (if available)
• Proof of source of fund
• Proof of business

Nominee:

In case of nominee (not mandatory):

• 1 copy of photo
• Photocopy of any ID
• Legal guardian’s Photo ID and Photograph (If nominee is minor)

For Joint Account:

• All mandatory documents, mentioned above, are required for each customer of the joint account

Additional Documents required for overdraft facility:

• Copy of TIN
• Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
• Salary certificate/ Letter of Introduction is required for all salaried customer other than IFIC payroll
• Copy of Trade License (Only for Businessman Category)