IFIC Aamar Bhobishawt
IFIC Aamar Bhobishawt, the flagship savings scheme from IFIC Bank, is one of the best and most comprehensive savings schemes in Bangladesh. Designed to help you build a secure financial future, this plan offers flexible installment options, attractive loan discounts, and a competitive interest rate—all tailored to your savings goals.
Key Features of IFIC Aamar Bhobishawt Savings Scheme
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Flexible Deposits: Start saving with a minimum installment of Tk. 500 or any multiples of it.
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Tenure Options: Choose a savings duration from 1 year to 10 years based on your financial plans.
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Attractive Interest Rate: Enjoy a competitive deposit interest rate for maximum returns.
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Open for Minors: Parents can open an IFIC Aamar Bhobishawt account for minors, encouraging early saving habits.
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Easy Loan Access: Get credit facilities after 1 year—up to 90% of your deposited amount.
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Maturity Benefits: Receive your full payment upon maturity with guaranteed returns.
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Exclusive Loan Discounts:
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Up to 50% discount on loan processing fees for new borrowers.
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Deposit now and avail loan benefits with attractive discounts in the future.
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Special Offers for IFIC Aamar Bhobishawt Customers
For Prospective Customers (Future Loan Applicants)
| Offer | Condition |
|---|---|
| 50% discount on loan processing fee | Scheme tenure over 5 years or scheme balance above Tk. 3,00,000 |
| 25% discount on loan processing fee | Scheme tenure between 1–5 years or scheme balance above Tk. 1,50,000 |
For Existing Loan Customers
(Note: Takeover customers are not eligible for this benefit, but can avail future loan facilities.)
| Offer | Eligibility |
|---|---|
| 25% refund of loan processing fee (excluding VAT) | After 3 years, principal deposit over Tk. 1,50,000, and loan must be regular and active. |
| 50% refund of loan processing fee (excluding VAT) | After 5 years, principal deposit over Tk. 3,00,000, and loan must be regular and active. |
| 100% refund of loan processing fee (excluding VAT) | After 10 years, principal deposit over Tk. 5,00,000, and loan must be regular and active. |
Required Documents for Opening IFIC Aamar Bhobishawt Account
Mandatory Documents
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Two (2) copies of applicant’s recent passport-size photo
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NID copy of applicant
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Copy of TIN Certificate
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One (1) copy of nominee’s photo
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Identity document of nominee (NID/Smart Card/Birth Certificate/Passport/Driving License)
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For minor nominees: Birth certificate of the minor and NID copy of guardian
Why Choose IFIC Aamar Bhobishawt?
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High returns with flexible savings options
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Easy access to credit with discounted processing fees
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Reliable and secure plan from IFIC Bank
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Ideal for both individuals and families looking to save long-term